Wednesday, February 20, 2008
Last day until my week off
I am extremely happy about it also. What do I love about my job? My week off, LOL. We have been soooo busy at work that the week off is my salvation. Let the good time roll.
Actually don't know how good the times will be. We moved up the auction 3 weeks so now is the time to get down and really get it ready. I don't think Rick has been there since the day he did the clothes. Time to get those to the charity and send the furniture to the relatives who are getting them.
Back and forth back and forth. My son is not buying the house. We talked to the bank. Boy I must be living in the dark ages. They will lend him the money without a blink since his credit is so good. But his payments would be 697 a month. For 30 years. He would be paying back 250,920.00 by 30 years. Borrow 80,000 and pay back 170,920.00 interest. I really never paid any attention when I borrowed money for my house what the payback was. I always pay things off early but not that early.
I was shocked at that. One thing I have decided is to double up my house payments. Even one extra house payment a year can knock off a couple of years worth of payment. If I pay 100 extra each month which goes strickly to the principle I can have my house paid off in 7 years. I told my son if he took the rent he got from his friend and put it directly on the interest he could knock off years also, but the figures scared him away. There is a house a couple of houses away, smaller and completely remodeled that is more in his price range with cheaper taxes. And I don't want him stuck with some big house repair bill. Don't want to feel guilty, you know.
I am actually fine with this. My MIL's house will have to be remodeled. The bathrooms are right out of the 60's and the kitchen made it into the late 70's but still, the 3 most expensive rooms. Don't want my son getting a money pit. I do think it will sell fairly soon though. Great location and someone will buy it. And we might get more then we were asking from him. We will have to pay Realtor costs though.
We are having our last blast of freezing cold weather. Severe cold weather conditions the weather man calls it. Watch out for frostbite. Since my working days are spent indoors mostly I can live with it and it won't last long. Because.
Spring is around the corner. Can't you just smell the flowers! Just a few more weeks.
Well my house looks I have neglected it for a week, and I have! I think I will run the vacuum and dust a little before work. Bye all
Posted by Julie at 1:56 PM